Overdraft Protection – lows transactions exceeding the balance in your checking account to be approved and can save you steep overdraft fees;
TeleBanking 24/7 – the easy way to bank by using any touchtone telephone;
Merchant Services – authorized financial services that allow a business to accept credit card or bank debit card transactions using online ordering or point of sales systems;
Notary Services – attesting the signature and execution of documents. authenticating the execution of documents. authenticating the contents of documents;
Positive Pay (Large volume accounts) – a powerful fraud prevention tool used by business customers to protect against check and ACH fraud;
IOLTA accounts – an account in which lawyers hold funds that do not belong to the lawyer right now or are disputed;
Credit Cards – let you borrow money from a bank under the agreement that you’ll repay it by your bill’s due date or incur interest charges;
Debit Cards – plastic payment cards that can be used instead of cash when making purchases;
Debit Card Alerts – receive near real-time alerts about your debit card activity;
Mobile Banking – the act of making financial transactions on a mobile device (cell phone, tablet, etc.);
Mobile Deposit – a way to deposit a check with your smartphone just by snapping a few images of it;
Night Deposit Service – available to MNB business clients to give companies the security and convenience of making deposits after banking hours;
Courier Service – transporting items between branches and central facilities;
ACH Online Banking – sending funds electronically from your checking account;
Online Banking – offers customers almost every service traditionally available through a local branch including deposits, transfers, and online bill payments;
Bill Pay service – makes it easier to organize your bills and pay them when they’re due;
Sweep Accounts – transfer funds from a business checking account to an account that earns interest;
Loans – money you borrow and must pay back with interest;
Combined Statements – include information on a customer’s various retail banking accounts onto a single periodic statement;
24 hour ATM Network – a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belong to another member of the network;
Wires – an electronic transfer from one bank or credit union to another;
Official Checks – official bank-issued payments that offer more security than personal checks, but one may be safer;
IRA’s – tax-advantaged investing tool that individuals use to earmark funds for retirement savings;
Commercial Capture Express (CCX) – allows you to scan checks using a capture device and electronically submit your deposits to the bank.
