Washington State Bank Payday Loans Review - Columbus Junction, Iowa

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4.8 4 reviews

134 Main St, Columbus Junction, IA 52738, USA
+1 (319) 728-2436
www.washsb.com
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-04-23

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Columbus Junction, Iowa

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Columbus Junction, Iowa are taken out hassle-free. The interest rate is conditional on the customer's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Washington State Bank help take out a payday loan in Columbus Junction, Iowa?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Columbus Junction, ia will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Columbus Junction, Iowa

United Bank of Iowa

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Peoples Bank

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Edward Jones - Financial Advisor: Brian R Olson, AAMS®

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+1 (641) 469-3233

www.edwardjones.com

Central State Bank

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www.centralstatebankia.com

Collins Community Credit Union

6260 Mills Civic Pkwy, West Des Moines, IA 50266, USA

+1 (800) 475-1150

www.collinscu.org

EZ Money Check Cashing

7020 Douglas Ave STE C, Urbandale, IA 50322, USA

+1 (515) 278-9696

www.getezmoney.com

U.S. Bank Branch

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+1 (563) 344-1400

locations.usbank.com

Edward Jones - Financial Advisor: Sara J Carlsson, CFP®

202 1st St SE Ste 101, Mason City, IA 50401, USA

+1 (641) 423-2093

www.edwardjones.com

Advance America

1110 1st Ave E, Newton, IA 50208, USA

+1 (641) 787-0200

www.advanceamerica.net