OneMain Financial Payday Loans Review - Gaithersburg, Maryland

2.9 20 reviews
Loan agency in Gaithersburg, Maryland

501 Frederick Rd #108, Gaithersburg, MD 20877, USA
7 years in business
+1 (240) 453-9480
www.onemainfinancial.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST

EVANSVILLE

IN

47708-1013

United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Testimonials

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people get acquainted shared information about payday loans.

Payday Loans in Gaithersburg, Maryland

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is easy and fast to issue loans in Gaithersburg, Maryland. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

33% APR cap (2.75% a month)

How will OneMain Financial help issue a loan in Gaithersburg, Maryland?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Gaithersburg, md consider this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial abilities, issue a loan, repay the debt on a due date and not only handle current problems, but enhance the credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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