What people think about OneMain Financial?
Great service from One Main Financial in Laurel, MD!
Mr. Gideon Okuneva DDS
Thank you have a great staff with excellent customer service.
Kennedi Kilback IV
This was a very pleasant experience without any drama or delay.
Worst costumer service ever I guess that's why not costumes around
Very friendly staff, they all know my name and are very quick.
The people in this back are lazy .
Mrs. Bernita Stamm
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Laurel, New York
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Laurel, New York is are simple to access. The interest rate is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of OneMain Financial that offers payday loans in Laurel, New York
- 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments punctually.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.