What people think about OneMain Financial?
Great people and company to work with for your loan needs.
The employees are always extremely helpful and always smiling.
I HIGHLY recommend One Main Financial for any loans that are needed.
Great place to eat with excellent food and service.
Ms. Emma Ritchie
The whole family enjoyed their meals, shakes, and dessert too!
Dr. Evans Moore
Try the Friday night steak and shrimp, awesome.
Prof. Garrett Willms MD
Now you can see general features of payday loans.
Payday Loans in Billings, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans may become an easy and fast solution to a short-term problem in Billings, New York. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.
25% small loan cap
Advantages of OneMain Financial that offers payday loans in Billings, New York
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a cash advance if you are certain that you can make payments without delays.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator was created to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.