The Provident Loan Society (Lenox Hill) Payday Loans Review - New York, New York

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3.9 7 reviews

180 E 72nd St, New York, NY 10021, USA
+1 (212) 288-0918
www.providentloan.com
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM
Friday
10AM–3PM

Domain Info

Created Date

1998-02-02

Mailing Address

New York

United States

Company Name

Provident Loan

Provident Loan

Testimonials

Feedback about The Provident Loan Society (Lenox Hill)?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in New York, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in New York, New York is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

25% small loan cap

How will The Provident Loan Society (Lenox Hill) help take out a loan in New York, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in New York, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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