What people think about Richie Lending?
We shopped a few options and Richie was miles better.
Mrs. Cordie Schumm
We took a loan for our startup and it helped us launch 5 new programs.
Ms. Paige Wintheiser DVM
The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.
Payday Loans in New York, New York
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online cash advance loans can be the right solution to your short-term financial troubles in New York , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.
25% small loan cap
Advantages of Richie Lending that offers payday loans in New York, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can save people who have poor credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a cash advance if you are confident that you can make payments in a timely manner.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.