What people think about Zippy Loan?
This review is based on my initial experience with Zippy Loan.
Scam, spam DO NOT ENGAGE! con men looking to steal your email addresses .
It is so easy to apply and I had the money within 2 days!
Now you can review general characteristics of payday loans.
Payday Loans in New York, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans are the easiest loans to access in New York, New York. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
25% small loan cap
Advantages of Zippy Loan that offers payday loans in New York, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lenders.
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.