Valley National Bank Payday Loans Review - Alexander City, Alabama

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4.5 2 reviews

Organization owner?

4643 US-280, Alexander City, AL 35010, USA

+1 (256) 329-7400

www.valley.com

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Domain Info

Feedback about Valley National Bank?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Alexander City, Alabama

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Alexander City, Alabama is taken out easily and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Valley National Bank help take out a payday loan in Alexander City, Alabama?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with person-related data. It will take some minutes to review the form. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Alexander City, al review this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on time and not only cope with current difficulties, but enhance the credit rating.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

Let's see