centerpointebank.com is not a lender but a loan referral service. We work matching people with large and legit lenders that provide short-term loans. As soon as you submit a loan application on centerpointebank.com, you will be connected to the lender that seems to suit you most. Carefully review the loan offer, pay special attention to the loan amount, term, APR, penalties and fees if applicable.
You are not obliged to accept the loan offer and can interrupt the application process at any time. As soon as you e-sign the loan agreement, you are obliged to repay the loan on the due date specified in the agreement. The borrowed funds + interest will be automatically withdrawn from your bank account on the due date. Consequences of missing one or more loan payments are late fees, loss of introductory APR, penalty APR, damage to credit score, collection activities.
Each lender has its own rates and fees. Please read the loan agreement carefully.
Contact your lender directly if you have any questions related to your payday loan. Using a loan referral service is free of charge.