We respect your confidentiality rights. This privacy policy describes the types of personal data we collect about our customers, how we use the information, with whom we share it, and the choices our customers have in connection with their use of information. We also describe the measures we take to protect the security of information, as well as how our customers can contact us about the procedure for maintaining the confidentiality of personal data.
Information we collect
We may receive your personal information from various sources. We may collect this information from our website centerpointebank.com. This policy does not apply to the websites of lenders you get matched with. Lenders from our network may have their own privacy policies or practices, which we strongly recommend that you review if you provide them with personal information. We are not responsible for the activities of lenders related to personal data. When you visit this website, we also collect certain information through automated means using technologies - cookies.
Information you provide voluntarily
You can choose to provide us with your personal data in different ways. In particular, you can fill out application forms or feedback forms. The categories of personal data that you can provide to us include the following (but are not limited to this list):
- Contact information (such as name, home address, email address, phone number);
- Age and date of birth;
- Bank account information;
- Your location;
- The type of your operating system, browser type, domain and other system settings, as well as the language that your system uses, the location and time zone in which your device is located, the address of the web page from which you entered our Internet the site, and the IP address of the device you use to connect to the Internet;
- Information materials provided by you (for example, reviews, comments).
How we use information
We may use the personal data you provide to:
- match you with the lender for your needs;
- send to your address advertising materials or other messages;
- respond to your inquiries;
- contact you about and facilitate your participation in special events, programs, surveys and other promotions;
- carry out, evaluate and develop our activities (including developing new products and services; managing messaging; analyzing our services; conducting data analysis; and performing other internal functions);
- comply with applicable legal requirements, relevant industry standards, and our policies.
Information we collect through automated means
When you visit this website, we collect certain information through automated means using technologies such as cookies.
Cookies are small text files that websites send to your computer or other device connected to the Internet to uniquely identify your browser or store information or settings in your browser. Using your browser, you can find out how you can be notified about the receipt of certain types of cookies, as well as how you can restrict or block the receipt of certain cookies. Please note that the absence of cookies may prevent you from using all the features of our website.
Cookies allow a website to store information that affects its appearance and available features, such as the user's preferred interface language or location. By remembering your location, the site can provide you with various information relevant to your location. In addition, these cookies allow you to remember the changes you made to the website's design (for example, change the size and font style).
In addition, cookies are used to authorize users, prevent fraudulent use of credentials and protect user information from unauthorized access.
In addition to receiving information through cookies, our web servers may record data such as the type of your operating system, browser type, domain and other system settings, as well as the language your system uses, location and time zone in which your device posted. Web servers may also record information such as the address of the web page from which you entered our website and the IP address of the device you use to connect to the Internet.
Information we share
We do not sell or otherwise disclose information about you, except as provided in this policy. We may transfer your personal data, subject to your consent:
- Our affiliates;
- Lenders who provide short-term loans online;
- Other third parties, with your consent.
In addition, we may disclose information about you (i) if we are required to do so by law or through a legal process, (ii) law enforcement officials or other government officials, or (iii) when we believe disclosure is necessary either appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activities.
We also reserve the right to transfer the personal data we have about you in the event that a share in the authorized capital of our company or our assets are fully sold or transferred. In the event of this sale or transfer, we will use reasonable efforts to ensure that the person to whom the right is transferred uses the personal information that you have provided to us in the same way as provided in our privacy policy. After such a sale or transfer, you can contact the person to whom we have transferred your personal data with any requests regarding the processing of this information.
Your rights and choices
We offer you certain choices related to the personal data we collect from you, in particular with regard to how we use the information and how we communicate with you. To change your preferences, you need to contact us with a request to remove your information from the mailing lists by contacting us using the Contact Us page.
How we protect personal data
We take appropriate administrative, technical and physical security measures designed to protect the personal data you provide from accidental, illegal or unauthorized destruction, loss, alteration, access, disclosure or use.
Links to other websites
For your convenience and informational purposes, our website may contain links to other websites. These Internet sites may function independently of us. Linked Internet sites may have their own privacy notices or policies. We strongly recommend that you read them when visiting any related Internet sites. In cases where any linked Internet sites you visit are not owned or controlled by us, we are not responsible for the content of such Internet sites, any use of the Internet sites or for the confidentiality of personal data used by us. on such Internet sites.
Changes to the Privacy Policy
By using our website, you accept the terms of this privacy policy in full and without exception. This policy may be revised from time to time and without prior notice to you. We encourage you to periodically review the terms of this policy. If you use our website after making adjustments to the policy, you agree and accept the terms of the policy, subject to the adjustments made.
How to contact us
If you have any questions or comments regarding this policy, or if you would like us to correct the information we have about you or your preferences, please contact us using the Contact Us page.