Citizens Trust Bank Payday Loans Review - Birmingham, Alabama

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2.6 11 reviews

1700 3rd Ave N, Birmingham, AL 35203, USA
+1 (678) 406-4000
www.ctbconnect.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2000-12-08

Mailing Address

75 PIEDMONT AVE NE

ATLANTA

GA

30303-2544

United States

Company Name

CITIZENS TRUST BANK

CITIZENS TRUST BANK

Contact Data

ctbisdept@ctbatl.com

+1.6784064003

+1.4046532883

Testimonials

Feedback about Citizens Trust Bank?

Here you read the feedback of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Birmingham, New Jersey

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Birmingham, nj. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

30% usury cap

How will Citizens Trust Bank help issue a loan in Birmingham, New Jersey?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Birmingham, New Jersey may help improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the loan.

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