Woodforest National Bank Payday Loans Review - Birmingham, Alabama

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3.7 9 reviews

5919 Trussville Crossings Pkwy, Trussville, AL 35235, USA
+1 (205) 655-7674
www.woodforest.com
Friday
10AM–7PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–7PM

Domain Info

Created Date

1996-03-10

Mailing Address

25231 Grogans Mill Road

The Woodlands

TX

77380

United States

Company Name

Woodforest DNS

Woodforest National Bank

Contact Data

woodforestdns@woodforest.com

+1.8323752847

Testimonials

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Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Birmingham, New Jersey

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Birmingham, New Jersey is taken out simply and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

30% usury cap

How will Woodforest National Bank help take out a payday loan in Birmingham, New Jersey?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

12%
Healthcare Bills

14%
Traveling

11%
Car Repair

4%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Birmingham, New Jersey. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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