United Community Bank Loan Office Payday Loans Review - Birmingham, Alabama

Your personal information is safe with us

Loan agency in Birmingham, Alabama

Organization owner?

3800 Colonnade Pkwy #100, Birmingham, AL 35243, USA

+1 (205) 747-3733

www.ucbi.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Feedback about United Community Bank Loan Office?

Here you read the feedback of our clients.

Note

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Birmingham, New Jersey

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Birmingham, New Jersey is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

30% usury cap

How will United Community Bank Loan Office help issue a loan in Birmingham, New Jersey?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial solvency to approve the form. Payday loans in Birmingham, New Jersey may help enhance your credit score.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

Let's see