Southern States Bank Payday Loans Review - Birmingham, Alabama

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3.5 8 reviews

Organization owner?

7 Office Park Cir, Birmingham, AL 35223, USA

+1 (205) 877-0195

www.southernstatesbank.net

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Domain Info

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O SOUTHERNSTATESBANK.NET

Vista

92081

United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

2546bf.rieiw44wmbmw@digitalprivacy.co

+1.7604482392

Testimonials

Feedback about Southern States Bank?

Here you see the reviews of our customers.

Note

Pay Attention

Above-specified info offers the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Birmingham, New Jersey is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

30% usury cap

How will Southern States Bank help issue a loan in Birmingham, New Jersey?

24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Birmingham, New Jersey. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

Let's see