First Southern Financial Payday Loans Review - Boaz, Alabama

Your personal information is safe with us
3.7 3 reviews

417 US-431, Boaz, AL 35957, USA
+1 (256) 840-0606
Testimonials

What people think about First Southern Financial?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

The previous three items describe a specific company. But below you can find common details about payday loans.

Payday Loans in Boaz, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Boaz, Alabama is are simple to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of First Southern Financial that offers payday loans in Boaz, Alabama

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments as agreed in the contract.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

Other Payday Lenders in Boaz, Alabama

World Finance

446 1st St SW, Alabaster, AL 35007, USA

+1 (205) 685-9490

www.loansbyworld.com

Pawn Express Inc

621 Boll Weevil Cir #1A, Enterprise, AL 36330, USA

+1 (334) 393-7296

US Title Loans

823 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 481-9454

alabamatitleloansinc.com

CenterState Bank

457 Magnolia Ave, Fairhope, AL 36532, USA

+1 (251) 929-7700

www.centerstatebank.com

Lendmark Financial Services LLC

1963-B Cobbs Ford Rd, Prattville, AL 36066, USA

+1 (334) 568-0690

www.lendmarkfinancial.com

Peoples Bank of Alabama

420 Caldwell Dr, Warrior, AL 35180, USA

+1 (205) 647-8333

peoplesbankal.com

Advance America

3721 20th Ave Unit #9, Valley, AL 36854, USA

+1 (334) 768-0622

www.advanceamerica.net

Easy Money

1552 Montclair Rd, Birmingham, AL 35210, USA

+1 (205) 956-2424

www.ccfi.com

Advance America

3255 S Oates St STE 1, Dothan, AL 36301, USA

+1 (334) 702-9100

www.advanceamerica.net