Advance America Payday Loans Review - Columbiana, Alabama

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4.5 8 reviews
Loan agency in Columbiana, Alabama
Organization owner?
235 Columbiana Square, Columbiana, AL 35051, USA
+1 (205) 669-3385
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data
Testimonials

Feedback about Advance America?

Here you read the reviews of our customers.

The staff at this location is super friendly and very knowledgable.

Dr. Geovanni Baumbach

Tonya is the best most caring employee I’ve met at any of the locations.

Savion Ondricka

Professionalism at it's finest

Earnestine Leuschke

Note

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Columbiana, Alabama

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Columbiana, Alabama is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a loan in Columbiana, Alabama?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Columbiana, al will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Columbiana, Alabama

Advance America

547 US-80 W, Demopolis, AL 36732, USA

+1 (334) 289-0892

www.advanceamerica.net

Union Credit Corporation

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Capstone Finance

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+1 (205) 349-1600

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Four Seasons Federal Credit Union

2300 Marvyn Pkwy, Opelika, AL 36804, USA

+1 (334) 364-0470

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First Metro Bank

301 N Main St, Tuscumbia, AL 35674, USA

+1 (256) 314-1636

www.firstmetro.com

Peoples Bank of Alabama

336 Fieldstown Rd, Gardendale, AL 35071, USA

+1 (205) 608-8000

peoplesbankal.com

Check Into Cash

7930 Moffett Rd, Semmes, AL 36575, USA

+1 (877) 262-2274

local.checkintocash.com

Jim's Super Pawn MOODY

2337 Moody Pkwy, Moody, AL 35004, USA

+1 (205) 640-1234

www.jimspawn.com

Navigator Credit Union

2515 Schillinger Rd S, Mobile, AL 36695, USA

+1 (800) 344-3281

navigatorcu.org