Easy Money Payday Loans Review - Cullman, Alabama

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4.2 10 reviews
Loan agency in Cullman, Alabama

309 2nd Ave NW, Cullman, AL 35055, USA
+1 (256) 739-0497
www.ccfi.com
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about Easy Money?

Below you read some of the testimonials of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Cullman, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Cullman, Alabama is are simple to access. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Easy Money that offers payday loans in Cullman, Alabama

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments on time.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

Other Payday Lenders in Cullman, Alabama

MoneyGram

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+1 (334) 687-3103

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LoanMaster

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+1 (205) 755-1125

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Heritage South Credit Union

60 Gene E Stewart Blvd, Sylacauga, AL 35151, USA

+1 (256) 245-4776

www.myhscu.com

CenterState Bank

8153 Hwy 72 W, Madison, AL 35758, USA

+1 (256) 722-1770

www.centerstatebank.com

Edward Jones - Financial Advisor: Randy Palmer

3076 Palisades Ct Suite C, Tuscaloosa, AL 35405, USA

+1 (205) 556-1214

www.edwardjones.com

Alabama Cash Services

234 Aquarius Dr, Homewood, AL 35209, USA

+1 (205) 945-1242

Regions Bank

1420 US-431, Anniston, AL 36206, USA

+1 (256) 241-6380

www.regions.com

World Finance

1243 Hwy 231 S, Troy, AL 36081, USA

+1 (334) 566-7443

www.loansbyworld.com

Always Money

1909 Pepperell Pkwy, Opelika, AL 36801, USA

+1 (855) 462-5929

alwaysmoney.com