First Southern Financial Services Payday Loans Review - Cullman, Alabama

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5 5 reviews
Loan agency in Cullman, Alabama
Organization owner?
1622 2nd Ave SW, Cullman, AL 35055, USA
+1 (256) 737-5120
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Testimonials

Feedback about First Southern Financial Services?

Here you get acquainted with the reviews of our clients.

I apply very often. I am satisfied with the terms. There is online round the clock service.

Hipolito Osinski

First Southern Financial Services seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Dr. Brayan Wolf I

The loan is deposited easily and quickly. There is a minus - a great commission when paying back a loan.

Doug Roberts

Good service with a favorable percentage. Money deposited immediately, I always use First Southern Financial Services.

Trey Flatley IV

I took out a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Rhoda Ondricka

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Cullman, Alabama

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Cullman, Alabama is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Southern Financial Services help take out a loan in Cullman, Alabama?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Cullman, al consider this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay off the debt on time and not only cope with current issues, but enhance the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

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