Cullman Savings Bank Payday Loans Review - Cullman, Alabama

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4.5 2 reviews

3201 AL-157, Cullman, AL 35058, USA
+1 (256) 734-7449
www.cullmansavingsbank.com
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

2000-08-01

Mailing Address

5335 Gate Parkway care of REGISTER.COM

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Testimonials

What people think about Cullman Savings Bank?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

The previous three items describe a certain lender. But below you can read general data about payday loans.

Payday Loans in Cullman, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Cullman, Alabama. The APR will be set individually for each client and will depend on the personal data the person entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Cullman Savings Bank that offers payday loans in Cullman, Alabama

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can help borrowers who have poor credit scores or have no credit history. But we advise you that as with any debt you should only think about applying for a cash advance if you are confident that you can afford payments as agreed in the contract.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.

Let's see

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