Edward Jones - Financial Advisor: Richard T Widner Payday Loans Review - Cullman, Alabama

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1700 Cherokee Ave SW, Cullman, AL 35055, USA
7 years in business
+1 (256) 775-0304
www.edwardjones.com
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

1995-10-03

Mailing Address

201 Progress Parkway

Maryland Heights

MO

63043

United States

Company Name

NO DATA

EDWARD D. JONES & CO. L.P.

Contact Data

domainadmin@edwardjones.com

+1.3145152000

+0.0000000000

Testimonials

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Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Cullman, Alabama

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and fast to issue loans in Cullman, Alabama. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Edward Jones - Financial Advisor: Richard T Widner help issue a payday loan in Cullman, Alabama?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Cullman, Alabama. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

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