Capstone Finance Payday Loans Review - Decatur, Alabama

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4.4 19 reviews
Loan agency in Decatur, Alabama

1815 6th Ave SE B, Decatur, AL 35601, USA
7 years in business
+1 (256) 308-0035
capstonedecatur.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-10-29

Mailing Address

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AL

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United States

Company Name

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Contact Data

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Testimonials

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Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Decatur, Georgia are taken out problem-free. The interest rate depends on the borrower's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

10% small loan cap

How will Capstone Finance help issue a payday loan in Decatur, Georgia?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Decatur, ga consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on time and not only resolve current problems, but enhance the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

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Advance America

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World Finance Corporation

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Investar Bank

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+1 (205) 652-1391

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Hancock Whitney Bank

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+1 (800) 448-8812

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Listerhill Credit Union

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+1 (256) 383-9204

www.listerhill.com

Advance America

403 A N Gilmer Ave, Lanett, AL 36863, USA

+1 (334) 644-0602

www.advanceamerica.net

Depot Loans

Phenix City, AL 36870, USA

Century Bank

7875 Moffett Rd A, Semmes, AL 36575, USA

+1 (251) 645-0275

centurybank.net

Spinks Financial

1205 Ashville Rd # 200, Montevallo, AL 35115, USA

+1 (205) 665-9580