Advance America Payday Loans Review - Decatur, Alabama

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5 153 reviews

Loan agency in Decatur, Alabama

Organization owner?

1622 Beltline Rd SW, Decatur, AL 35601, USA

20 years in business

+1 (256) 301-0052

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

11AM–5PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

What people think about Advance America?

Below you see some of the testimonials of our customers.

Note

Important

The previous three items describe a peculiar financial institution. But below you can find general details about payday loans.

Payday Loans in Decatur, Georgia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Decatur, Georgia. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

10% small loan cap

Advantages of Advance America that offers payday loans in Decatur, Georgia

24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval chances. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments as agreed in the contract.

To get approved for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see