Liberty Finance Payday Loans Review - Florence, Alabama

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4.9 83 reviews
Loan agency in Florence, Alabama

881 Florence Blvd, Florence, AL 35630, USA
7 years in business
+1 (256) 766-6066
www.wallacemgt.com
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2003-09-15

Mailing Address

OK

United States

Company Name

Wallace Management Comp.

Wallace Management Comp.

Testimonials

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Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Florence, Massachusetts

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Florence, Massachusetts is taken out simply and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

23% small loan cap

How will Liberty Finance help take out a payday loan in Florence, Massachusetts?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Florence, Massachusetts. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

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Cheaha Bank

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Community Spirit Bank

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Easy Money

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ATM (Regions Bank)

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River Bank & Trust

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Regions Bank

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Liberty Tax and Loans

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