America's First Federal Credit Union Payday Loans Review - Gardendale, Alabama

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4.8 23 reviews
Organization owner?
1039 Mt Olive Rd, Gardendale, AL 35071, USA
+1 (205) 631-5556
www.amfirst.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

What people think about America's First Federal Credit Union?

Below you find some of the reviews of our clients.

I've had two loans with them and very pleased with the help I received.

Dr. Earl Bauch

My experiences with this bank have all been positive! If I need a loan, this is the first place I go.

Marion Stehr

Very friendly, good service offerings.

Ari Feil

Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Gardendale, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is effortless and speedy to get approved for payday loans in Gardendale, Alabama. The APR will be set individually for each client and will depend on the personal details the consumer filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of America's First Federal Credit Union that offers payday loans in Gardendale, Alabama

  • 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

Let's see

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Liberty Finance

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Edward Jones - Financial Advisor: Larry D Nix, AAMS®

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+1 (205) 921-0260

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Synovus Bank

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+1 (888) 796-6887

www.synovus.com

Heritage Financial

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+1 (256) 820-8422

First US Bank

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Alabama Money Auto Loans

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Four Seasons Federal Credit Union

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+1 (334) 745-4711

www.fourseasonsfcu.com