West Alabama Bank & Trust Payday Loans Review - Gordo, Alabama

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5 2 reviews

245 Main St S, S Main St, Gordo, AL 35466, USA
+1 (205) 364-8223
www.wabt.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1997-10-07

Mailing Address

302 1ST ST N

REFORM

AL

35481-2247

United States

Company Name

West Alabama Bank & Trust

West Alabama Bank & Trust

Contact Data

drew@wabt.com

+1.2053756261

+1.2053759612

Testimonials

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Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Gordo, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Gordo, Alabama is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will West Alabama Bank & Trust help take out a loan in Gordo, Alabama?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Gordo, Alabama. They assess many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

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