Centennial Bank Payday Loans Review - Gulf Shores, Alabama

Your personal information is safe with us
3.2 5 reviews

2201 W 1st St, Gulf Shores, AL 36542, USA
+1 (251) 986-8900
www.my100bank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about Centennial Bank?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above-specified info offers the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Gulf Shores, Alabama

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Gulf Shores, Alabama are taken out problem-free. The interest rate depends on the borrower's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Centennial Bank help take out a payday loan in Gulf Shores, Alabama?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a loan. The lender process many aspects such as financial solvency to approve the form. Payday loans in Gulf Shores, Alabama may help level up your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Gulf Shores, Alabama

TitleMax Title Loans

841 US-431, Boaz, AL 35957, USA

+1 (256) 840-0511

www.titlemax.com

Regions Bank

610 Main St W, Hartselle, AL 35640, USA

+1 (256) 754-6720

www.regions.com

North American Title Loans

205 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 760-1833

www.northamericantitleloans.net

Always Money

3001 20th Ave, Valley, AL 36854, USA

+1 (334) 835-1215

alwaysmoney.com

PNC Bank

102 E Rosa Parks Ave, Tuskegee, AL 36083, USA

+1 (334) 727-1730

apps.pnc.com

Bank of Brewton

103 Belleville Ave, Brewton, AL 36426, USA

+1 (251) 867-5431

www.bankofbrewton.com

First State Bank

500 Gault Ave S, Fort Payne, AL 35967, USA

+1 (256) 845-6101

www.fsbal.com

Landmark Credit Union

5705 Valley Rd, Fairfield, AL 35064, USA

+1 (205) 783-9100

landmarkcu.net

River Bank & Trust

306 S Main St, Enterprise, AL 36330, USA

+1 (334) 348-2265