Citizens Bank & Trust - Member FDIC Payday Loans Review - Guntersville, Alabama

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4.3 6 reviews

711 Gunter Ave, Guntersville, AL 35976, USA
+1 (256) 505-4600
www.citizensbanktrust.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

2002-07-17

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 801df

Jewella Privacy LLC Privacy ID# 1295700

Contact Data

citizensbanktrust.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

What people think about Citizens Bank & Trust - Member FDIC?

Below you read some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Guntersville, Alabama

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial issues in Guntersville , Alabama because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Citizens Bank & Trust - Member FDIC that offers payday loans in Guntersville, Alabama

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save people who have bad credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a cash advance if you are certain that you can make payments on scheduled.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see

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