Regions Bank Payday Loans Review - Livingston, Alabama

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3 6 reviews

105 W Main St, Livingston, AL 35470, USA
+1 (205) 303-2150
www.regions.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

2000-04-13

Mailing Address

2090 Parkway Office Circle

Birmingham

AL

35244

United States

Company Name

Regions Financial Corporation

Regions Financial Corporation

Contact Data

dnsadmin@regions.com

+1.2052616863

+1.2052616863

Testimonials

Feedback about Regions Bank?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Livingston, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and fast to take out loans in Livingston, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Regions Bank help take out a loan in Livingston, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Livingston, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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