Advance America Payday Loans Review - Madison, Alabama

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5 32 reviews

Loan agency in Madison, Alabama

Organization owner?

7985 Hwy 72 W Ste. #6, Madison, AL 35758, USA

+1 (256) 430-1510

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

11AM–5PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Madison, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Madison, New York are issued hassle-free. The interest percentage depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Advance America help take out a loan in Madison, New York?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Madison, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will show the cost of the payday loan. It takes seconds to see the result.

Let's see