Direct Loans Payday Loans Review - Mobile, Alabama

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4 reviews
Loan agency in Mobile, Alabama

1500 Government St #23, Mobile, AL 36604, USA
+1 (855) 289-0233
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Mobile, Alabama

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Mobile, al. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Direct Loans help issue a loan in Mobile, Alabama?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Mobile, al review this circumstance not a hindrence to issue a loan. The customer of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only cope with current problems, but improve the credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Mobile, Alabama

Acceptance Loan Company, Inc.

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+1 (251) 937-8518

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Woodforest Bank

2800 Spring Ave SW, Decatur, AL 35603, USA

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www.woodforest.com

Speedy Cash

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+1 (256) 895-8478

www.speedycash.com

Regional Finance

101 Cracker Barrel Rd Suite D, Fort Payne, AL 35968, USA

+1 (256) 845-9007

branches.regionalfinance.com

First South Farm Credit

141 Lee Dr, Luverne, AL 36049, USA

+1 (334) 335-6531

firstsouthland.com

City National Bank - ATM

100 N Florida St, Mobile, AL 36607, USA

+1 (251) 471-4860

Title Cash

700 Hwy 31 SW, Hartselle, AL 35640, USA

+1 (256) 751-2835

www.titlecash.com

PNC Bank

2710 Taylor Rd, Montgomery, AL 36117, USA

+1 (334) 240-8463

apps.pnc.com

Service Loan and Tax

909 C, 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 686-1706