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What people think about Quick Credit?
Quick Credit seems legit. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $800. Paid off the loan as agreed. The managers were caring, they gave speedy answers to all my questions. No problems. But their rates are not the lowest on the net.
Emmet Reichel
Fast application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $600 only. Hope the limit will be more next time. APR is reasonable. Repaid the loan even before the due date. If necessary, the term can be also extended.
Bessie Hand
Recently I urgently needed $1000 to pay for a bike repair. I filled out an application form via the website of Quick Credit. I entered the basic personal data. No phone calls. The necessary loan was approved within 20 minutes. The money was deposited to my bank account the next day. Amazing website!
Erik Bernier I
The process was convenient, fast. No guarantors needed. Thank you so much. Love their round-the-clock customer support. No problems. Would apply again.
Dr. Jayme Roberts DDS
Quick Credit seems legit. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $800. Paid off the loan as agreed. The managers were caring, they gave speedy answers to all my questions. No problems. But their rates are not the lowest on the net.
Emmet Reichel
Fast application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $600 only. Hope the limit will be more next time. APR is reasonable. Repaid the loan even before the due date. If necessary, the term can be also extended.
Bessie Hand
Recently I urgently needed $1000 to pay for a bike repair. I filled out an application form via the website of Quick Credit. I entered the basic personal data. No phone calls. The necessary loan was approved within 20 minutes. The money was deposited to my bank account the next day. Amazing website!
Erik Bernier I
The process was convenient, fast. No guarantors needed. Thank you so much. Love their round-the-clock customer support. No problems. Would apply again.
Dr. Jayme Roberts DDS
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Now you can read general characteristics of payday loans.
Payday Loans in Muscle Shoals, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Muscle Shoals, Alabama is are simple to get. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of Quick Credit that offers payday loans in Muscle Shoals, Alabama
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.
Other Payday Lenders in Muscle Shoals, Alabama
1st Franklin Financial
320 W Avalon Ave Suite 2, Muscle Shoals, AL 35661, USA
+1 (256) 381-6635
locations.1ffc.com
IAM Community Federal Credit Union
467 Daleville Ave, Daleville, AL 36322, USA
+1 (334) 347-9000
www.iamcfcu.com
