First Metro Bank Payday Loans Review - Muscle Shoals, Alabama

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4 22 reviews

Organization owner?

406 W Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 386-0600

www.firstmetro.com

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–8PM

Tuesday

8AM–8PM

Wednesday

8AM–8PM

Thursday

8AM–8PM

Friday

8AM–8PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

g43tr85u6e9@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about First Metro Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Muscle Shoals, Alabama

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Muscle Shoals, Alabama are taken out easily. The interest rate depends on the client's personal data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Metro Bank help issue a payday loan in Muscle Shoals, Alabama?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Muscle Shoals, Alabama may help enhance your credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see