East Alabama Credit Inc Payday Loans Review - Opelika, Alabama

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3.5 2 reviews

Loan agency in Opelika, Alabama

Organization owner?

3909 Pepperell Pkwy # B, Opelika, AL 36801, USA

+1 (334) 745-2510

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5:30PM

Testimonials

What people think about East Alabama Credit Inc?

Below you find some of the reviews of our customers.

Note

Important

Now you can review general aspects of payday loans.

Payday Loans in Opelika, Alabama

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Opelika, Alabama. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of East Alabama Credit Inc that offers payday loans in Opelika, Alabama

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see