What people think about East Alabama Credit Inc?
I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.
Stephany Sporer
I always use East Alabama Credit Inc when it need a loan. The application process is hassle-fee. No issues.
Delores Pagac
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via East Alabama Credit Inc. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was fast.
Erling Grimes
A good payday lender. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Alverta Koss
Was invited to a birthday party but was broke at that time. A friend recommended me to contact East Alabama Credit Inc. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had low credit. In general, The process was hassle free.
Llewellyn Lang
I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.
Stephany Sporer
I always use East Alabama Credit Inc when it need a loan. The application process is hassle-fee. No issues.
Delores Pagac
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via East Alabama Credit Inc. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was fast.
Erling Grimes
A good payday lender. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Alverta Koss
Was invited to a birthday party but was broke at that time. A friend recommended me to contact East Alabama Credit Inc. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had low credit. In general, The process was hassle free.
Llewellyn Lang
I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.
Stephany Sporer
Important
Now you can review general aspects of payday loans.
Payday Loans in Opelika, Alabama
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Opelika, Alabama. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
456%*
$500
10 days
31 days
Advantages of East Alabama Credit Inc that offers payday loans in Opelika, Alabama
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in Opelika, Alabama
CashMaster 11737 Al Hwy 157
14529 Court St, Moulton, AL 35650, USA
+1 (256) 974-2822
www.yourcashmaster.com
First Southern Financial
2218 Danville Rd SW, Decatur, AL 35601, USA
+1 (256) 355-1602
www.firstsouthernfinancial.com
Regional Finance
2140 E University Dr Suite E, Auburn, AL 36830, USA
+1 (334) 887-4440
branches.regionalfinance.com
