Colonial Finance Payday Loans Review - Opelika, Alabama

Your personal information is safe with us
5 reviews
Loan agency in Opelika, Alabama

36 Samford Ave UNIT E, Opelika, AL 36801, USA
+1 (334) 749-6131
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

What people think about Colonial Finance?

Below you find some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Opelika, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Opelika, Alabama is are easy to access. The APR is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Colonial Finance that offers payday loans in Opelika, Alabama

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Opelika, al accept people with bad credit. You can apply for a bad credit payday loan online 24/7 and if successful could have the funds in your account within a few hours.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Opelika, Alabama

Money Now

5650 Old Pascagoula Rd # 201, Mobile, AL 36619, USA

+1 (251) 653-7737

www.moneynow.net

Walmart Money Center

701 N Dobson Ave, Bay Minette, AL 36507, USA

+1 (251) 937-5558

www.walmart.com

Alabama Consumer Finance Association

122 E Battle St, Talladega, AL 35160, USA

+1 (256) 362-3600

Complete Cash

317 Troy Edmundson Rd, Daleville, AL 36322, USA

+1 (334) 503-0410

www.completecash.net

1st Franklin Financial

1131 Dr, M.L.K. Jr Expy, Andalusia, AL 36420, USA

+1 (334) 427-2253

locations.1ffc.com

Ft Williams Finance

3 S Anniston Ave, Sylacauga, AL 35150, USA

+1 (256) 249-2000

Acceptance Loan Company, Inc.

610 Jackson Ave, Clanton, AL 35045, USA

+1 (205) 280-5586

www.acceptanceloan.com

Community Loans of America

7900 Airport Blvd, Mobile, AL 36608, USA

ATM (Regions Bank)

2404 Danville Rd SW, Decatur, AL 35603, USA

www.regions.com