Farmers & Merchants Bank Payday Loans Review - Oxford, Alabama

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5 reviews
Organization owner?
35 Ali Way, Oxford, AL 36203, USA
+1 (256) 835-1188
www.fandm.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

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Created Date
Mailing Address
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Testimonials

What people think about Farmers & Merchants Bank?

Below you get acquainted with some of the reviews of our clients.

They don't care about the customer.

Teagan Purdy

The staff is friendly and I trust there expertise..

Dr. Lea Barrows

The services you get from Jackson Hewitt is great and fast.

Laurel Schiller

Solid bank, friendly service, app works great with mobile check deposit.

Nelson Reynolds III

Good people great location.

Aylin Schowalter IV

They don't care about the customer.

Teagan Purdy

The staff is friendly and I trust there expertise..

Dr. Lea Barrows

The services you get from Jackson Hewitt is great and fast.

Laurel Schiller

Solid bank, friendly service, app works great with mobile check deposit.

Nelson Reynolds III

Good people great location.

Aylin Schowalter IV

They don't care about the customer.

Teagan Purdy

Note

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Oxford, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Oxford, New York. The APR will be set specifically for each applicant and will depend on the personal information the applicant entered.

APR

25% small loan cap

Advantages of Farmers & Merchants Bank that offers payday loans in Oxford, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Get Started
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Oxford, ny welcome individuals with poor credit. You can request a bad credit payday loan online around the clock and if successful could have the funds in your account within a few hours.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see

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Advance America

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PNC Bank

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Heritage South Credit Union

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First Southern Financial Services

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