Cash Magic Payday Loans Review - Phenix City, Alabama

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Organization owner?
1705 14th St, Phenix City, AL 36867, USA
+1 (334) 297-7580
Testimonials

Feedback about Cash Magic?

Here you get acquainted with the feedback of our clients.

Thanks to Cash Magic for helping when money is urgently needed. I have been applying to this company for amost one year and everything is always honest, without hidden charges.

Lawson Dibbert

I took out a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other offered too high a percentage, but here it was approved as I wanted.

Wilbert Paucek

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Miss Tianna Lubowitz I

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Mr. Gussie Effertz V

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Khalil Lehner

Thanks to Cash Magic for helping when money is urgently needed. I have been applying to this company for amost one year and everything is always honest, without hidden charges.

Lawson Dibbert

I took out a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other offered too high a percentage, but here it was approved as I wanted.

Wilbert Paucek

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Miss Tianna Lubowitz I

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Mr. Gussie Effertz V

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Khalil Lehner

Thanks to Cash Magic for helping when money is urgently needed. I have been applying to this company for amost one year and everything is always honest, without hidden charges.

Lawson Dibbert

Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Phenix City, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Phenix City, Alabama are issued easily. The interest rate is dependent on the client's personal data: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Cash Magic help take out a loan in Phenix City, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Phenix City, Alabama. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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