Paul's Pawn It Payday Loans Review - Piedmont, Alabama

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5 8 reviews

Organization owner?

605 Cedartown Hwy, Piedmont, AL 36272, USA

+1 (256) 447-2595

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Testimonials

What people think about Paul's Pawn It?

Below you see some of the opinions of our clients.

Note

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Piedmont, West Virginia

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Piedmont, West Virginia is are simple to access. The interest rate is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

31% APR for loans up to $2,000

Advantages of Paul's Pawn It that offers payday loans in Piedmont, West Virginia

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

40%

Treatment

29%

Vacation

23%

Clothes

17%

Home improvement

17%

Debt Consolidation

12%

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments on scheduled.

To get accepted for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see