C&J Financial, LLC Payday Loans Review - Rainbow City, Alabama

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3.7 3 reviews
Organization owner?
200 Market Way, Rainbow City, AL 35906, USA
+1 (256) 442-0020
cjf.com
Saturday
Closed
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM

Domain Info

Created Date

2004-06-22

Mailing Address

UT

United States

Company Name

Security National Financial

Security National Financial

Contact Data
Testimonials

What people think about C&J Financial, LLC?

Below you get acquainted with some of the testimonials of our clients.

Was invited to a wedding but was broke at that time. A friend recommended me to apply for a loan via C&J Financial, LLC. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was hassle free.

Mac Jaskolski

Previously I needed $1000 to cover medical bills. I decided to apply via C&J Financial, LLC. They only approved me for $600 but the process itself was effortless, and their rates were attractive.

Summer Price

I want to say Many Thanks to the team of C&J Financial, LLC. They offer fast solution to any sudden money problems. Love them for their quick decision. Applied for a cash advance and got accepted although my credit was poor. I will definitely use this website if I need money in the future.

Vincenzo Kirlin

C&J Financial, LLC seems reliable. At least they have no hidden fees. This was the only lender that accepted me for a payday loan.

Eriberto Effertz

Note

Pay Attention

The previous three items charactirize a peculiar company. But below you can find common data about payday loans.

Payday Loans in Rainbow City, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online cash advance loans can be the right solution to your temporary financial problems in Rainbow City , Alabama because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of C&J Financial, LLC that offers payday loans in Rainbow City, Alabama

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the cash advance loan immediately.

Let's see

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