Advance America Payday Loans Review - Rainbow City, Alabama

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4.9 10 reviews

Loan agency in Rainbow City, Alabama

Organization owner?

3506-C Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 413-1905

www.advanceamerica.net

Domain Info

Feedback about Advance America?

Here you read the reviews of our clients.

Note

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Rainbow City, Alabama

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and quick to issue payday loans in Rainbow City, Alabama. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help issue a loan in Rainbow City, Alabama?

24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Rainbow City, al will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

Let's see