Small Town Bank Payday Loans Review - Ranburne, Alabama

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5 4 reviews

Organization owner?

21044 Main St, Ranburne, AL 36273, USA

+1 (256) 568-2265

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–1PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Testimonials

Feedback about Small Town Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Lending companies are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Ranburne, Alabama

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Ranburne, Alabama are taken out hassle-free. The interest percentage depends on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Small Town Bank help issue a payday loan in Ranburne, Alabama?

24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Ranburne, Alabama. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see