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What people think about 1st Heritage Credit?
They are friendly and I will continue to do business with them
Christiana Fadel
The interest rates are very high and the staff are very rude.
Miss Winifred McCullough
They are friendly and I will continue to do business with them
Christiana Fadel
The interest rates are very high and the staff are very rude.
Miss Winifred McCullough
They are friendly and I will continue to do business with them
Christiana Fadel
The interest rates are very high and the staff are very rude.
Miss Winifred McCullough
Pay Attention
The previous three items charactirize a certain lending service. But below you can read general details about payday loans.
Payday Loans in Saraland, Alabama
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to get in Saraland, Alabama. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
456%*
$500
10 days
31 days
Advantages of 1st Heritage Credit that offers payday loans in Saraland, Alabama
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Saraland, Alabama
ATM (Regions Bank)
3961 US-280 West, Alexander City, AL 35010, USA
+1 (800) 734-4667
www.regions.com
Regional Finance
305 E Battle St Suite A, Talladega, AL 35160, USA
+1 (256) 299-0026
branches.regionalfinance.com
Check Into Cash
1696 Hwy 231 South, ste c, Ozark, AL 36360, USA
+1 (334) 539-8623
local.checkintocash.com
Regional Finance
5031 Ford Pkwy #104, Bessemer, AL 35022, USA
+1 (205) 432-7800
branches.regionalfinance.com
1st Franklin Financial
111 N Memorial Dr, Prattville, AL 36067, USA
+1 (334) 361-5300
locations.1ffc.com
