Troy Bank & Trust Company Payday Loans Review - Troy, Alabama

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4.3 6 reviews

Organization owner?

1000 US-231, Troy, AL 36081, USA

+1 (334) 566-4000

troybankandtrust.com

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Domain Info

Mailing Address

1000 HIGHWAY 231 S

TROY

36081-3104

United States

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

Testimonials

Feedback about Troy Bank & Trust Company?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Troy, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Troy, New York are taken out problem-free. The interest rate depends on the customer's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Troy Bank & Trust Company help issue a loan in Troy, New York?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Troy, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see