Speedy Cash Payday Loans Review - Tuscaloosa, Alabama

Your personal information is safe with us

4.9 79 reviews

Loan agency in Tuscaloosa, Alabama

Organization owner?

3615 McFarland Blvd E Ste 109, Tuscaloosa, AL 35405, USA

+1 (205) 633-4151

www.speedycash.com

Friday

8AM–8PM

Saturday

8AM–8PM

Sunday

Closed

Monday

8AM–8PM

Tuesday

8AM–8PM

Wednesday

8AM–8PM

Thursday

8AM–8PM

Domain Info

Feedback about Speedy Cash?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Tuscaloosa, Alabama

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Tuscaloosa, Alabama is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Speedy Cash help issue a payday loan in Tuscaloosa, Alabama?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Tuscaloosa, al consider this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only cope with current difficulties, but enhance the credit history.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see