West Alabama Bank Payday Loans Review - Tuscaloosa, Alabama

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5 2 reviews
Organization owner?
7680 AL-69, Tuscaloosa, AL 35405, USA
+1 (205) 469-2103
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Testimonials

What people think about West Alabama Bank?

Below you see some of the testimonials of our customers.

I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I came across this site on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I requested.

Angus Crona

Easy application. I only needed an ID and a bank account. Immedaite processing. The first time I was approved for $600 only. Hope the limit will increase next time. APR is affordable . Repaid the loan even before the due date. If you have difficulties, the term can be also extended.

Ellie Wyman

It needed to rebuild my credit because I had no chances of getting approved for a student loan. So I applied for a cash advance via West Alabama Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.

Presley Blanda III

Note

Pay Attention

The previous three items charactirize a certain lender. But below you can read common details about payday loans.

Payday Loans in Tuscaloosa, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is trouble-free and fast to get approved for payday loans in Tuscaloosa, Alabama. The APR will be set individually for each case and will depend on the personal data the client entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of West Alabama Bank that offers payday loans in Tuscaloosa, Alabama

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.

Let's see

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Bank Independent Decatur Beltline

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Tower Loan

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Synergy Loan Solutions Inc

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Bryant Bank

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Check Into Cash

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Covington Credit

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Total Vision Payday Advance

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