Small Town Bank Payday Loans Review - Wedowee, Alabama

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3.8 5 reviews

117 N Main St, Wedowee, AL 36278, USA
+1 (256) 357-4936
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–1PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed
Testimonials

What people think about Small Town Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

The previous three items describe a certain lender. But below you can find common information about payday loans.

Payday Loans in Wedowee, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Wedowee, Alabama. The entire process is hassle-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Small Town Bank that offers payday loans in Wedowee, Alabama

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have poor credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a payday loan if you are confident that you can afford payments without delays.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

Let's see

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