Spirit of Alaska Federal Credit Union Payday Loans Review - Fairbanks, Alaska

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3.3 4 reviews

Organization owner?

4001 Geist Rd, Fairbanks, AK 99709, USA

+1 (907) 459-5900

spiritofak.com

Saturday

Closed

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Domain Info

What people think about Spirit of Alaska Federal Credit Union?

Below you find some of the reviews of our clients.

Note

Important

The previous three items charactirize a peculiar financial institution. But below you can find common data about payday loans.

Payday Loans in Fairbanks, Indiana

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get accepted for payday loans in Fairbanks, Indiana. The interest rate will be set specifically for each applicant and will depend on the personal information the consumer provided.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of Spirit of Alaska Federal Credit Union that offers payday loans in Fairbanks, Indiana

24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments punctually.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see