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What people think about Alaska USA Federal Credit Union?
Good loan provider with affordable rates. They money the next morning, as promised. I will use Alaska USA Federal Credit Union again if I need temporary help.
Albert Mayert
It decided to improve my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Alaska USA Federal Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.
William Crooks
Thanks!! The funds were deposited to my bank account as agreed – within 3 hours. I repaid the debt in a timely manner and had no complaints. The process is speedy and legit. Be a responsible customer and you will have no problems.
Conrad Rau IV
Good loan provider with affordable rates. They money the next morning, as promised. I will use Alaska USA Federal Credit Union again if I need temporary help.
Albert Mayert
It decided to improve my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Alaska USA Federal Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.
William Crooks
Thanks!! The funds were deposited to my bank account as agreed – within 3 hours. I repaid the debt in a timely manner and had no complaints. The process is speedy and legit. Be a responsible customer and you will have no problems.
Conrad Rau IV
Good loan provider with affordable rates. They money the next morning, as promised. I will use Alaska USA Federal Credit Union again if I need temporary help.
Albert Mayert
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Now you can review general aspects of payday loans.
Payday Loans in Ketchikan, Alaska
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your unexpected financial issues in Ketchikan , Alaska because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
435%*
$500
14 days
Not Specified
Advantages of Alaska USA Federal Credit Union that offers payday loans in Ketchikan, Alaska
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Ketchikan, Alaska
Denali. A division of Nuvision Credit Union
3627 Airport Way, Fairbanks, AK 99709, USA
+1 (800) 764-1123
www.denalifcu.org
Alaska USA Federal Credit Union
1292 Sadler Way, Fairbanks, AK 99701, USA
+1 (800) 525-9094
www.alaskausa.org
First National Bank Alaska Kodiak Branch
218 Center St, Kodiak, AK 99615, USA
+1 (907) 486-7900
fnbalaska.com
