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What people think about First Savings Bank?
Terri is amazing and her customer service and communication is bar none.
Justen Mosciski
We use them for both of our businesses and also our personal banking.
Mr. Alberto Zboncak
Vicki and the staff are continually attentive and a pleasure to work with.
Grady Mann
Terri is amazing and her customer service and communication is bar none.
Justen Mosciski
We use them for both of our businesses and also our personal banking.
Mr. Alberto Zboncak
Vicki and the staff are continually attentive and a pleasure to work with.
Grady Mann
Terri is amazing and her customer service and communication is bar none.
Justen Mosciski
Pay Attention
The previous three items charactirize a specific lending service. But below you can find common details about payday loans.
Payday Loans in Lake Havasu City, Arizona
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is hassle-free and speedy to get approved for payday loans in Lake Havasu City, Arizona. The interest rate will be set specifically for each person and will depend on the personal information the person entered.
36% usury cap
Advantages of First Savings Bank that offers payday loans in Lake Havasu City, Arizona
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Lake Havasu City, Arizona
Cash-N-Go Auto Title Loans of Glendale
18561 N 59th Ave #116, Glendale, AZ 85308, USA
+1 (602) 443-1055
azcashngo.com
Southwest Title Loans
3510 E Bell Rd ste 1 & 1a, Phoenix, AZ 85032, USA
+1 (623) 266-7108
www.southwesttitleloans.com
Regional Acceptance Corporation
1700 N Desert Dr UNIT 105, Tempe, AZ 85281, USA
+1 (480) 606-1080
www.regionalacceptance.com
Mohave State Bank
3737 Stockton Hill Rd, Kingman, AZ 86409, USA
+1 (928) 692-9200
www.mohavestbank.com
