CASH 1 Loans Payday Loans Review - Phoenix, Arizona

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4.8 371 reviews
Loan agency in Phoenix, Arizona

2539 E Bell Rd, Phoenix, AZ 85032, USA
+1 (602) 996-4781
www.cash1loans.com
Saturday
8AM–9PM
Sunday
10AM–6PM
Monday
8AM–9PM
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–9PM
Testimonials

What people think about CASH 1 Loans?

Below you see some of the testimonials of our customers.
Note

Important

The previous three items describe a certain financial institution. But below you can read general details about payday loans.

Payday Loans in Phoenix, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Phoenix, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

25% small loan cap

Advantages of CASH 1 Loans that offers payday loans in Phoenix, New York

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

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